Keep more of your money, without guessing.
Lirandel reads your own bank and card activity, warns you before fees and interest, and points you to better products, with every number explained and everything Lirandel earns shown up front.
What Lirandel does
Warns you before you lose money
Card due dates, interest you'd pay, a checking account heading toward an overdraft, a subscription that quietly went up. Lirandel tells you before the fee, not after.
Moves you to something better
Which of your cards to use for what, idle cash that could earn interest, a card or savings account that fits how you actually spend. Real products, with terms read from each bank's own site and dated.
Shows what Lirandel earns, every time
Some providers may pay Lirandel when you choose them. You see the amount next to the offer, before you click, and offers are never ranked by it. Often the best option earns Lirandel nothing, and Lirandel still shows it first.
How it works
- Step 1
Connect
Link your bank and cards through Plaid. Lirandel never sees your bank password, and you can disconnect at any time.
- Step 2
See what Lirandel finds
Each suggestion shows the numbers behind it, the assumptions, and what Lirandel would earn.
- Step 3
Lirandel prepares, you decide
Approve a suggestion and Lirandel prepares the steps, the message to send or what you'll need to apply. You do the submitting.
What Lirandel won't do
- Guess a rate, a fee or a saving. When a number is unknown, Lirandel says so.
- Rank an offer by what Lirandel is paid.
- Lend money, offer cash advances or give investment advice.
- Sell your data, or share it with a partner without your signed opt-in.
Your data stays yours
Two-step sign-in is required, bank access is encrypted, and you can download or delete everything from Settings. How Lirandel protects your data