Security and your data

Lirandel handles sensitive financial information, so it collects only what it needs and protects it at every step.

Signing in

  • Two-step sign-in is required for everyone, with recovery codes if you lose your phone.
  • Passwords are stored only as a salted hash. Sessions expire after inactivity, and you can sign out other devices.
  • Repeated wrong passwords are slowed down to stop guessing.

Your bank connection

  • You connect banks through Plaid. You sign in to your bank on Plaid's screen, so Lirandel never sees your bank username or password.
  • Lirandel gets read-only access. It can't move money.
  • The access token Plaid gives Lirandel is encrypted (AES-256) with a key kept separately from the database. Disconnecting a bank ends Lirandel's access at Plaid and deletes that bank's data from Lirandel.

You stay in control

  • Download everything Lirandel holds about you, or delete your financial data or your whole account, from Settings.
  • Transactions older than 24 months are deleted automatically.
  • If you don't sign in for 24 months, Lirandel deletes your financial data and ends its access to your banks, after emailing you 30 days before.
  • Lirandel doesn't sell your data. Nothing is shared with a partner unless you sign a separate, dated opt-in, which you can withdraw at any time.

Found a problem?

If you think you've found a security issue, please tell us through the address on the About page. See also the Privacy Policy.